Want to Save $1000s on Your Mortgage?
Whether you’re a first-time buyer or want to refinance at a lower rate, we can help. 25+ wholesale lenders compete for your loan, most purchase loans fund in under 30 days, and you get a straight answer in a 15-minute call. Serving California, Nevada and Tennessee since 1993.
Expert mortgage guidance to secure your California home
With more than 30 years of lending experience and access to 25+ wholesale lenders, we tailor every loan to your goals — purchase, refinance, FHA, VA, USDA, jumbo, reverse and self-employed programs. You wouldn’t accept the first offer at a car lot; don’t accept the first mortgage quote either.
01 / About Us
Loan programs for every California buyer
- 02 / Main Service
Home Purchase
First-time buyer programs, FHA, VA, USDA, conventional and jumbo — with 25+ lenders competing for your loan and most purchases funding in under 30 days.
Refinance
Self-Employed & Investors
Reverse Mortgage (62+)
Debt Management
TALK WITH STEVE — YOUR CALIFORNIA MORTGAGE BROKER
Purchase, refinance, and investment loans
- 02 / Main Service
03 / The 30-Day Promise
The 30-Day Funding Promise
On-time, under-budget, no surprises. Most purchase loans fund in under 30 days — with weekly updates so you, your agent, and everyone at the table always knows exactly where things stand.
04 / How We Work
We narrow it down — you stay in control
Tell us your goals and we’ll narrow your options to two clear directions, then walk through them together in 15–20 minutes. ‘Yes, it fits’ — or ‘not yet, keep going.’ Either way, you get a straight answer.
Frequently Asked Questions
How fast can you close a purchase loan in California?
Most purchase loans fund in under 30 days. We issue a full pre-approval up front, order the appraisal early, and send weekly updates so you, your agent and escrow always know where things stand.