Mary Ann, a 78-year-old widow, had spent decades building a life in the comfort of her home. But as her monthly mortgage payment continued to weigh on her fixed retirement income, the freedom to visit her children and grandchildren – especially during the holidays – felt increasingly out of reach. “I felt stuck,” she said. […]

Freedom, Homeownership and Property Rights – Presidential Quotes It is about these American Dream, homeownership, presidential quotes, property rights, own your home, U.S. Presidents on property, homeownership in America, real estate motivation, freedom and property, home ownership values,  homeowner inspiration, owning property, presidential housing policy, property ownership, rights of homeowners, home ownership history, housing in […]

Understanding Your Supplemental Tax Bill: Take Control and Thrive! Picture this: you open your mailbox and spot a supplemental tax bill, arriving out of the blue, separate from your usual property tax schedule. If you’re scratching your head wondering what it means, you’re not alone – and you’re in the right place! As your go-to […]

For a borrower seeking home loan financing after completing a Chapter 13 bankruptcy with all payments made on time, several key requirements must typically be met. Completing the repayment plan successfully and receiving a discharge is a significant step, but lenders will still evaluate your overall financial situation to determine eligibility. Here’s what is generally […]

What Is a Mortgage? A mortgage loan unlocks homeownership by financing your house or property purchase. At First Capital Mortgage Inc., we simplify home financing, offering options like FHA loans, VA loans, and reverse mortgages – perfect for first-time buyers or anyone asking how much home can I afford. Some programs even feature zero down […]