Category: Blog

Oil Prices Over Time: What the Last 10 Years Tell Us

Seniors: Waiting Could Eliminate Your Reverse Mortgage Options

Should You Use Your Home Equity Now? Mortgage Rates Are Rising, and Home Values May Soften

Mortgage Rates and Home Prices: What Buyers Gain Now

How Much Home Can You Comfortably Afford? Start With the Payment, Not the Price

California Seller Concessions: Protect the Comp and Fix the Payment

Should You Buy a Home in California This Fall? A Calm Look at the Fall 2026 Numbers

Debt Consolidation Refinance: Can a Higher Rate Save You Money?

Price Reduction Alternatives | Protect the Listing Price

Losing the Family Home: A Sad and All-Too-Common Story

The Fed Held Rates Steady—Where Homebuyers Can Find Opportunity

Debt Consolidation With Home Equity in California: Cash-Out Refinance, Home Equity Loan, or HELOC?

First Capital Mortgage Inc.

Steve McNeal, President & Loan Officer — NMLS 256426 | CA DRE 01017974

CA – First Capital Mortgage Inc. NMLS# 2228346 is licensed by the California Department of Real Estate, License #02139775, and registered under the Nationwide Mortgage Licensing System, unique identifier 2228346. Loans made or arranged pursuant to California law.

NV & TN – First Capital Mortgage Inc. NMLS# 2527671. Tennessee: doing business at 200 Prosperity Dr., Knoxville, TN 37923 under the Tennessee Department of Financial Institutions (tn.gov/tdfi). Nevada: licensed under NRS 645B.

Verify our licenses at www.nmlsconsumeraccess.org. This is a disclosure and is not an offer for an extension of credit or a commitment to lend. The content on this website is for advertising and informational purposes. Equal Housing Opportunity.