What Is a Mortgage?
First Capital Mortgage Inc.
First Capital Mortgage Inc.
Published on March 31, 2025
What Is a Mortgage?

What Is a Mortgage?

What Is a Mortgage?
A mortgage loan unlocks homeownership by financing your house or property purchase. At First Capital Mortgage Inc., we simplify home financing, offering options like FHA loans, VA loans, and reverse mortgages - perfect for first-time buyers or anyone asking how much home can I afford. Some programs even feature zero down payment! Curious about mortgage rates or how a mortgage works? Let's get started.
Two Easy Ways to Begin:
  1. Online Application (Recommended): Complete our secure mortgage home loan application at www.promlo.com/mcneal. It's fast - just 15 minutes!
  2. Initial Chat: Would you prefer a call? You can schedule one here 📅 Have an Initial Conversation with Steve
  3. After applying:
    1. Access a secure portal to enter your details - fill it out fully!
    2. Upload the required documents safely.
    3. I'll review and call to discuss tailored home loan options.
Why Choose Us?
We specialize in finding the right mortgage home loan for you, whether it's a jumbo loan or a fixed-rate mortgage. Our team in California or Tennessee is here to answer your questions and guide you every step of the way.

🔒 Ready to Get Started?

Start TODAY You can securely upload your documents to:  👉 Start Here

Or schedule a consultation to talk strategy:  📅 Have an Initial Conversation with Steve


🙋‍♂️ One More Thing…

When any of your friends, family, or co-workers are looking to buy, sell, or refinance, can I count on you to introduce us via text or email? A warm introduction means everything - and I'll treat them like gold.


Make it a Successful Week,
Steve McNeal,
First Capital Mortgage Inc. | Serving CA & TN
📞 209-522-7100

First Capital Mortgage Inc.
First Capital Mortgage Inc.
Click to Call or Text:
(209) 522-7100