Discover Your Dream Home in Tennessee & California with First Capital Mortgage Inc
Whether you’re a first-time buyer or want to
refinance at a lower rate, we can help.
Trusted by 25+ leading lenders
Tailored Mortgage Solutions to Meet Your Unique Needs
At First Capital Mortgage, we’re more than just a mortgage broker. We’re your partners in making homeownership a reality. With a deep understanding of the Colorado market and a commitment to personalized service, we’re here to find the right mortgage solution for you.
At First Capital Mortgage, Your Home Dreams Take Flight
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. We hope you’ll browse our website, check out the different loan programs we have available, use our decision-making tools and calculators, and use our secure online application to get started.
Meet Our Team
With a commitment to excellence, we’re here to help you achieve your homeownership and refinancing goals with confidence.
Steve McNeal
President & Loan Officer
NMLS #256426
Mario Estrada
Loan Officer
NMLS #250139
Marty Koons
Broker Associate
NMLS #295421
Sandra Magana
Loan Officer & Sales Manager
NMLS #223258
Karen Spears
Mortgage Consultant
NMLS #2365000
Erika Connolly
Loan Officer
NMLS #2517784
Estimate Your Monthly Payments
Understanding your potential mortgage payments is a crucial step in the home-buying process. Our easy-to-use Mortgage Calculator helps you estimate your monthly payments, so you can plan your finances with confidence. Simply enter your loan details and let our calculator do the rest.
This company is top-shelf. They work hard and fast to help satisfy our needs, questions and desires. Karen, professionally and expeditiously, took care of assisting us in finding a property we wanted. Steve, astutely guided us through the paperwork making this a seamless and pleasant experience. So happy to have chosen them and highly recommend those looking to purchase property to call them first! 10 out of 10 rating! 🏅🇺🇸
John Smith
Tennessee
In a word- WOW ! VERY knowledgeable, exceptional communication skills and motivated to make the entire process as seamless as possible. From truly listening to our needs and providing expert guidance to non-experts in an understandable way, this purchase was as smooth as can be. Highly recommend First Capital Mortgage!
Chris W
Tennessee
Karen is amazing! Her attention to detail and fast response time is second to none. I highly recommend working with her!
Lisa Huggins
Tennessee
I had a fantastic experience with First Capital Mortgage. Their customer service was exceptional, providing me with plenty of options and guidance throughout the process. The application process was simple and secure, giving me peace of mind. Most importantly, they found me the best deal available.
Erika Brown
Tennessee
Karen made everything easy. She is very knowledgeable and professional. It was a pleasure working with her. Highly recommend!
Fallon Brown
Tennessee
Sandra and First Cap get it done! I look forward to doing future business.
Davis DeBard
Tennessee
Stay Informed and Empowered in Your Home Financing Journey
What types of mortgage loans do you offer?
How do I know which type of loan is right for me?
Choosing the right loan depends on several factors like your credit score, down payment, income, and financial goals. Our experienced loan officers can help you assess your situation and recommend the best option for you.
What is the process for applying for a mortgage?
How much down payment do I need?
Can I refinance my existing mortgage?
How long does the loan process take?
Do you offer assistance for first-time homebuyers?
Have any questions? Don’t hesitate to reach us.
Our team at First Capital Mortgage is dedicated to providing you with all the information you need to make informed decisions about your mortgage. Don’t hesitate to reach out for more personalized assistance.