Reverse Mortgage Solutions in Tennessee & California

At First Capital Mortgage, we understand the unique financial needs of homeowners aged 62 and older. Our reverse mortgage solutions provide a way to unlock your home’s equity and secure financial stability during retirement, all while continuing to live in your home.

What Is a Reverse Mortgage?

A reverse mortgage is a loan designed specifically for senior homeowners, allowing you to convert a portion of your home’s equity into cash without selling your home or making monthly mortgage payments. Instead, the loan balance is repaid when the home is sold or no longer your primary residence.

Benefits of a Reverse Mortgage

• Supplement Your Income: Use your home equity to cover living expenses, medical costs, or other financial needs.
• No Monthly Payments: Eliminate the burden of monthly mortgage payments while staying in your home.
• Flexibility: Receive funds as a lump sum, monthly payments, or a line of credit based on your preferences.
• Retain Ownership: Continue to own your home and maintain your independence.

Reverse Mortgage Eligibility

To qualify for a reverse mortgage, you must:

• Be aged 62 or older
• Own your home outright or have significant equity
• Use the home as your primary residence
• Meet financial and property requirements

Reverse Mortgage Options in Tennessee

From Nashville to Memphis, we assist senior homeowners in Tennessee with tailored reverse mortgage solutions. Our team ensures you understand your options and feel confident in your decision.

Reverse Mortgage Options in California

In California, where the cost of living can be high, a reverse mortgage can provide financial relief. We serve homeowners in San Francisco, Los Angeles, and throughout the state, offering personalized guidance every step of the way.

Why Work with First Capital Mortgage?

At First Capital Mortgage, we take pride in offering trusted, expert guidance for reverse mortgages. Our experienced team works closely with you to explain the process, evaluate your options, and ensure you make informed decisions that align with your financial goals.

Get Started with a Free Reverse Mortgage Consultation

Ready to explore your reverse mortgage options? Contact our team today for a free consultation. Call (865) 444-8422 or email us to learn how we can help you secure financial stability during retirement.

FAQs About Reverse Mortgages

Have questions? Check out our FAQ section or get in touch for more personalized assistance.