The Mortgage Process: A Guide for First Time Homebuyers Buying your first home is exciting – but the mortgage process for first time homebuyers can feel overwhelming. A clear, stress-reducing roadmap – plus today’s zero-down options (VA, USDA, CalHFA, and FHA with a 3.5% institutional second). Buying your first home is exciting – but the […]
Mortgage Rates Update – Week of Oct 3, 2025 Powered by First Capital Mortgage Inc. • Serving California & Tennessee In this mortgage rates update, we break down weaker job growth, government shutdown risks to loan timelines, and bond strength that could open a path to lower rates – plus clear steps to be lock-ready. […]
Why Buyers Are Choosing to Buy a Home in 2025 If you’re considering whether to buy a home in 2025, history shows it’s still one of the smartest wealth-building moves you can make. Home values have risen in 77 of the last 83 years, and today’s conditions – lower rates, more inventory, and more flexible […]
Fed Rate Cut Mortgage Rates 2025: What It Means Fed Rate Cut Mortgage Rates 2025: What It Means for You The Fed rate cut mortgage rates 2025 outlook is coming into focus. Markets remain cautious, so mortgage rates can be sticky and volatile even as the Fed eases policy. Below is a clear plan for […]
Interest Rates, Housing Inventory & Jobs – Central Valley Real Estate Outlook 2025 How they affect our business and buyers. What to expect: lower rates for homes and a steady job market with increasing wages. Don’t believe everything the news is telling us. First off, interest rates are lower and going down in the United […]