Latest Articles

Refinance Readiness: Why Now Is the Time to Prepar...

Refinance Readiness California: Prepare Now for Lower Rates in 2025 Refinance Readiness California: Prepare Now for Lower Rates in 2025 First Capital Mortgage Inc. • Steve McNeal, NMLS 256426 (CA BRE 01017974) NMLS 2228346 Today’s sample pricing (subject to change): • Conventional purchase / no cash-out: 6.375% (great credit) • Conventional cash-out: ~6.875% • FHA […]