Latest Articles

The Mortgage Process: A Guide for First Time Homeb...

Mortgage Process for First-Time Homebuyers Buying your first home is one of the most exciting – and sometimes overwhelming – financial steps you’ll ever take. Understanding the mortgage process makes everything easier, smoother, and more predictable. At First Capital Mortgage Inc., we guide you through each stage with clear communication, strategic planning, and personalized support […]

Mortgage Rates Update — Week of Oct 3, 2025

Mortgage Rates Update – Week of Oct 3, 2025 Powered by First Capital Mortgage Inc. • Serving California & Tennessee In this mortgage rates update, we break down weaker job growth, government shutdown risks to loan timelines, and bond strength that could open a path to lower rates – plus clear steps to be lock-ready. […]