For a borrower seeking home loan financing after completing a Chapter 13 bankruptcy with all payments made on time, several key requirements must typically be met. Completing the repayment plan successfully and receiving a discharge is a significant step, but lenders will still evaluate your overall financial situation to determine eligibility. Here’s what is generally […]

What Is a Mortgage? A mortgage loan unlocks homeownership by financing your house or property purchase. At First Capital Mortgage Inc., we simplify home financing, offering options like FHA loans, VA loans, and reverse mortgages – perfect for first-time buyers or anyone asking how much home can I afford. Some programs even feature zero down […]