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Blog

This Week’s Top 3 Burning Real Estate Questions: Rates Dropping – Is NOW Your Moment? (CA, NV, TN Focus)

Affordability Improving: Rates Dropping & Buyer Power Growing

Mortgage Planning for the Year Ahead: A 2026 Roadmap from a Local Mortgage Broker

It’s Refinance Season Now— Smarter Ways to Refinance

10 Answers to Common Questions from Real Estate Agents: Empowering Your Clients with Smart Mortgage Strategies

The Best Christmas Gift You Can Give Your Family—One That Lasts for Generations

AI for Real Estate Agents: Win Buyers in 2026

AI Real Estate Tech Trends 2026: Market & Rate Signals

Where Mortgage Rates Are Actually Going Next — and How to Use This Window to Put More Buyers in Contract

Debunking Media Fear-Mongering

Trump’s 50-Year Mortgage: Smart Move or Debt Trap?

Mortgage Services in Modesto, CA: Your Trusted Mortgage Broker

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Main Office: 1317 Oakdale Rd, Ste 1110 #103, Modesto, CA 95355
Branch: 81713 Highway 111, Suite B2, Indio, CA 92201

Call: (209) 522-7100  |  Toll-free: (844) 522-7100
steve@firstcapitalmortgageinc.com

Steve McNeal · NMLS #256426 · CA DRE #01017974
First Capital Mortgage Inc. · CA NMLS #2228346 · NV & TN NMLS #2527671
Equal Housing Opportunity

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First Capital Mortgage Inc.
  • WEEKLY BLOG
  • Buy A Home
  • Refinance
  • Rate Quote
  • Loan Options
    • All Loan Programs
    • 30 Year Fixed Mortgage
    • 15 Year Fixed Mortgage
    • FHA Loans
    • VA Loans
    • Jumbo Loans
    • USDA Loans
    • Reverse Mortgage
  • Popular Tools
    • Pre-Approval Letter
    • Refinance Analysis
    • Payment Calculator
    • Build Your Wealth
  • About
    • Areas We Serve
    • First Capital Mortgage Inc.
    • Blog
    • Contact Us
    • Locations
      • Mortgage Broker in Modesto, CA
      • Mortgage Broker in Indio, CA
      • Mortgage Broker in Reno, NV
  • Our Team
    • CA Branches
    • TN Branch
Get a Quote

First Capital Mortgage Inc.

Main Office: 1317 Oakdale Rd, Ste 1110 #103, Modesto, CA 95355  |  Branch: 81713 Highway 111, Suite B2, Indio, CA 92201
California (209) 522-7100  |  Nevada (775) 245-5775  |  Tennessee (865) 444-8422  |  Toll-free (844) 522-7100  |  steve@firstcapitalmortgageinc.com

Steve McNeal, President & Loan Officer — NMLS 256426  |  CA DRE 01017974

CA – First Capital Mortgage Inc. NMLS# 2228346 is licensed by the California Department of Real Estate, License #02139775, and registered under the Nationwide Mortgage Licensing System, unique identifier 2228346. Loans made or arranged pursuant to California law.

NV & TN – First Capital Mortgage Inc. NMLS# 2527671. Tennessee: doing business at 200 Prosperity Dr., Knoxville, TN 37923 under the Tennessee Department of Financial Institutions (tn.gov/tdfi). Nevada: licensed under NRS 645B.

Verify our licenses at www.nmlsconsumeraccess.org. This is a disclosure and is not an offer for an extension of credit or a commitment to lend. The content on this website is for advertising and informational purposes. Equal Housing Opportunity.

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