Buying a Home After Chapter 13 Bankruptcy: Qualification & Requirements Buying a home after a Chapter 13 bankruptcy is possible. With FHA, VA, or USDA financing, many buyers qualify even while still in repayment. Most programs consider approval after 12 months of on‑time Chapter 13 payments with trustee approval. The winning approach is simple: prepare […]
What Is a Mortgage? A mortgage loan unlocks homeownership by financing your house or property purchase. At First Capital Mortgage Inc., we simplify home financing, offering options like FHA loans, VA loans, and reverse mortgages – perfect for first-time buyers or anyone asking how much home can I afford. Some programs even feature zero down […]
How to Sell a Home Around the Holidays What’s the worst time to sell a home? If you ask any families with lots of holiday events, errands, and gifts to buy, that answer’s simple: the holidays. And there’s a problem, too: not every buyer is looking to purchase a home during the holiday season. Oftentimes, […]