Latest Articles

Supplemental Tax Bill Explained: Mortgage Tips

📬 Understanding Your Supplemental Tax Bill: Take Control and Thrive! Imagine this: you check your mailbox and find something unexpected – a supplemental tax bill. It’s not part of your regular property tax schedule and might feel like it came out of nowhere. If you’re scratching your head wondering what it is, you’re not alone. […]

Buying a home, after Chapter 13 bankruptcy, qualification, requirements,

For a borrower seeking home loan financing after completing a Chapter 13 bankruptcy with all payments made on time, several key requirements must typically be met. Completing the repayment plan successfully and receiving a discharge is a significant step, but lenders will still evaluate your overall financial situation to determine eligibility. Here’s what is generally […]

What Is a Mortgage?

What Is a Mortgage? A mortgage loan unlocks homeownership by financing your house or property purchase. At First Capital Mortgage Inc., we simplify home financing, offering options like FHA loans, VA loans, and reverse mortgages – perfect for first-time buyers or anyone asking how much home can I afford. Some programs even feature zero down […]

How to Sell a Home Around the Holidays

How to Sell a Home Around the Holidays What’s the worst time to sell a home? If you ask any families with lots of holiday events, errands, and gifts to buy, that answer’s simple: the holidays. And there’s a problem, too: not every buyer is looking to purchase a home during the holiday season. Oftentimes, […]